One Source. Several Business Loan Options.

We believe in small business. We believe in you.

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Merchant Cash Advance

A merchant cash advance is quick and easy with One Source Financing

A Merchant Cash Advance is a flexible working capital option that allows small businesses to access cash now by selling a portion of their credit card sales. The terms are easy.

Small Business Loans

Small business loans from One Source can get your business where it needs to be

Most small businesses rely on lenders to provide the capital they need to open a business or finance capital improvements. One Source Financing provides loans to small businesses based on business performance, in addition to credit history, and offers fast decisions, quick funding, easy application process and flexible terms.

Invoice Factoring

Working capital and cash flow

Invoice Factoring is a financial transaction where a business sells its accounts receivable, such as invoices, to a third party (called a factor) at a discounted rate. This creates more cash flow and opens up working capital. One Source Financing has the specialists that focus on the cash needs of your business and delivers with the best service in the invoice factoring business.

We are a direct source business loan provider with a 98% approval rate

Most small business owners in the United States require funding at one time or another. Unfortunately, it can be difficult and time-consuming to secure a traditional business loan from a bank. Enter One Source Financing, a leading independent financing company that offers several small business merchant loan solutions. These include:

  1. Cash advance unsecured financing
  2. Flexible small business loans
  3. Accounts receivable funding or invoice factoring

Our small business options are just what you need to take your company to the next level.

One Source Financing can develop and implement various lending policies and credit models that help provide small businesses with access to capital in an efficient and intelligent manner. One Source creates innovative ways to improve our credit policy so we can extend loan offers to more business owners. This includes assessing portfolio performance, looking at new data sources, building statistical models and sharing the analysis with the management team and our investors.

From the Blog

How to increase your Auto Repair Business with Alternative funding.

 The owner of Shade Tree Auto Repair in Morristown, NJ has increased his business by 300% in the last few years.  He improved his sales through a consistent marketing campaign.  Most auto repair owners are great at fixing things, but lousy at marketing.  Let’s face it, marketing is hard; it’s competitive; and it can be […]

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Long lines on Black Friday equal more sales for your small business
Turn Black Friday Into Green

The day after Thanksgiving is the biggest shopping event of the year for many retailers. Millions of people nationwide will pack stores and malls on Black Friday for exclusive deals and specials to kick off, or in some cases finish, their Christmas shopping. As a small business, you cannot afford not to get in on […]

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Hire seasonal employees for the holidays
Small Business Seasonal Hiring

Consumers spend and shop during the holiday season more so than any other period. Despite the volume, the typical consumer does not wantonly spend their money. Consumers today are educated in their shopping. They shop for deals and bargains, compare products based on quality and look at business reputation before making a purchase. As such, […]

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Get the cash flow to advertise your products and services this holiday season
Cash Flow For Holiday Advertising

With the holidays quickly upon us and forecasters predicting record sales it’s obvious that most small business owners cannot afford not to pay for advertising right now. Think you have a great product or a wonderful service? Unfortunately, no one’s going to know about it unless you advertise. Marketing and advertising can do wonders for […]

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Let one of our experts answer any questions you have about business financing or share your stories with others using our Financing Forum.